Car Loans
Helping Buyers Secure the Right Car Loan30 Years Experience | 40+ Lenders | Local Cairns Expertise
Buying A New Car
Smart Loan Strategies for New Car Buyers
Secured Loans
The vehicle is used as security for the loan. These loans often offer lower interest rates and higher borrowing limits.
Unsecured Loans
No asset is used as security for the loan. Your approval is based on income, credit history and financial position.
Fixed Rate
Your interest rate and repayments stay the same. This provides loan repayment certainty for easier budgeting management.
Balloon Payments
Lower repayments now
Larger final payment later
A balloon payment is a larger amount paid at the end of the loan term. This can reduce your regular repayments during the loan.
Speak With Alison
Car Finance FAQs
What is it?
A balloon payment is a larger amount paid at the end of the loan term. This can reduce your regular repayments during the loan.
Why consider it?
It may suit buyers wanting lower repayments upfront and greater flexibility in their short-term budget.
Is it right for you?
We can help you understand the pros, costs and repayment impact so you can choose a loan structure that suits your needs.
Why Car Buyers Choose Alison For Finance
Experience and Advice You Can Rely On
Personalised Loan Advice
Access to 30+ Lenders
Local Market Knowledge
Nearly 30 Years Lending Experience
Trusted Cairns Mortgage Broker
Loan Calculators
Find out how much you can borrow, as well as stamp duty, dealer and other upfront costs to pay.
Client Reviews
★★★★★
"We had such a positive experience with Alison and have been most fortunate in obtaining her services. Alison was extremely professional and delivered great information quickly. Her ability to smooth the process of arranging finance, whilst maintaining due diligence, has been fantastic. We have no hesitation in recommending Alison to our friends and colleagues."
★★★★★
"I have known Alison for a period of five years when I purchased my first home. At the time, I had little or no understanding of the financial industry and was seeking someone I could trust and rely on. Alison provided me with choices and explained in detail how each product worked. I was successful in gaining my first home loan.Since that time I have returned to Alison and have been successful in gaining another loan. I would not hesitate to recommend Alison to friends and acquaintances as I have found her to be honest, sincere and thorough in her business dealings."
★★★★★
"Perfectionist at its best. This is really important to me and my husband when dealing with a big investment in our lives. Alison was not only a perfectionist but professional, we always felt like we were in good hands. No question was not answered. Transaction went smoothly which took the stress out of the whole process. Highly recommend Alison"
Sydney
★★★★★
"We are so impressed that our loan was approved in less than 24 hours. Thank you Alison, you are the best."
★★★★★
"Alison's high level of knowledge combined with the way she explains things so that we can easily understand was fantastic. Very happy with her service and we will highly recommend her to our friends"
Mareeba, Qld
★★★★★
"Alison has helped us on a couple of occasions finding a finance provider when purchasing and building on over 150 acres. Alison has a wealth of knowledge which greatly assists the process."
★★★★★
"Alison was able to keep me informed at all times during the process and provide valuable coaching on being a first time property investor. Thank you."
★★★★★
"Thank you Alison for all your hard work. Your friendliness and knowledge is so helpful to our business"
Yungaburra, Qld
★★★★★
"Alison is amazing at what she does, highly recommend 👌"
Atherton, Qld
★★★★★
"Alison has helped us on a couple of occasions finding a finance provider when purchasing and building on over 150 acres. Alison has a wealth of knowledge which greatly assists the process.👌"
Earlville, Qld
★★★★★
"Be it dealing with finance or selling a property, it is important to me to have trust in the professionalism of the person I am dealing with. Whilst dealing with Alison, I have found her to be a person with the hightest integrity and she is an absolute pleasure to do business with. I cannot recommend her high enough and I look forward to dealing with her again when the need arises."
Mount Sheridan, Qld
★★★★★
"Hi Alison, Thank you for all your assistance and regular newsletter updates. The house is going great with my mango and lychee trees booming. Also many flowers and shrubs been planted. Thank you so much for the faith you had that my application would succeed when I had already given up hope. All the best."
Atherton, Qld
★★★★★
"I have had the pleasure of working with Alison at two previous companies in a period spanning close to 15 years. Alison is a hard working businessperson who has built a reputation for excellence in the Cairns region. This lady is a legend."
Atherton, Qld